You can set your thermostat to be a bit cooler during the winter months to save a bundle. There's nothing quite like the sharp jolt of icy floors and brisk morning air to remind you that winter has settled in. It's the season for cranking up the heat . But keeping warm isn't just about flipping a switch on the thermostat . Winter comfort often comes with a hefty price tag, leaving many dreading their utility bills. Here's the good news: it doesn't have to be that way