If your heating bill is too high, adjusting your thermostat to this temperature is the best fix. This is the easiest way to lower your winter energy costs without freezing in your own home. Keeping your home warm during the  months usually comes with a painful trade off: a heating   that completely destroys your monthly budget. But you don't have to resort to wearing a parka on your couch or shivering under three blankets just to keep costs down. The secret isn't...

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